Payment Options

in Sun City Center, Sarasota, and Bradenton, FL

Flexible Payment Solutions for Your Periodontal and Implant Care

Financial considerations shouldn’t prevent anyone from accessing quality periodontal and dental implant care in Bradenton, Sarasota, or Lakewood Ranch. At Rubino Periodontics & Implant Dentistry, our dedicated team works closely with each patient to identify the most suitable payment options for their specific needs. Serving families and retirees throughout Manatee and Sarasota Counties, including Palmetto, Ellenton, Parrish, Sun City Center, and Venice, we’ve built relationships with financing partners and insurance providers to create flexible solutions that make necessary dental care accessible to all our patients.

Call today to schedule a consultation: Sarasota/Lakewood Ranch 941-201-3055 • Bradenton 941-209-5052 • Sun City Center 813-331-5845. Our dental team near you will answer your questions about insurance coverage, financing options, and payment plans available at our practice.

Payment Options

We will help you with your paperwork and make payment as easy and as convenient as possible for you.

Special Offers for New Patients in Bradenton and Sarasota

$79 New Patient Special Offer

We understand that dental care is an important investment in your health and quality of life, especially for retirees and seniors who want to maintain their independence and enjoy their retirement years with confidence. That’s why we’re pleased to offer our comprehensive new patient examination for just $79—a $529 value.

Your appointment includes:

  • Panoramic Digital X-rays (as needed)
  • 3D CT scan (as needed)
  • Periodontal probing and charting
  • Comprehensive oral exam
  • Oral cancer screening
  • Consultation with the doctor
  • Discuss your treatment options (during the free second appointment)
  • Get all your questions answered

This thorough evaluation allows our experienced periodontists to assess your gum health, evaluate dental implant options, and create a personalized treatment plan that fits both your oral health needs and your budget.

Free Second Opinion Consultation

Rubino Periodontics and Implant DentistryIf you’ve been told you’re not a candidate for dental implants, received treatment recommendations you’d like verified, or simply want expert advice from a specialist, we offer complimentary second-opinion consultations. Dr. Rubino and his team will review your case, explain all available options, and provide honest guidance about the best path forward for your smile.

Many retirees in the Bradenton, Sarasota, and Lakewood Ranch areas appreciate the opportunity to consult with a board-certified periodontist who specializes exclusively in gum disease treatment and dental implants. Schedule your free second opinion today and make an informed decision about your oral health with confidence.

Dental Insurance

Rubino Periodontics & Implant Dentistry accepts all dental insurance plans. Navigating the intricacies of periodontal and dental implant insurance coverage can often feel overwhelming, but our experienced office staff is here to simplify that process for you.

How We Help Maximize Your Benefits:

Our knowledgeable team has extensive experience working with insurance providers throughout Florida. We verify your benefits before treatment, explain coverage details clearly, and submit claims on your behalf to maximize your reimbursement. Whether your plan is in-network or out-of-network, we handle the paperwork so you can focus on your treatment and recovery.

What Periodontal Insurance Typically Covers:

Most dental insurance plans provide coverage for periodontal disease treatment, as gum disease is a medical necessity that affects overall health. Coverage often includes:

  • Periodontal examinations and diagnostic imaging
  • Scaling and root planing (deep cleaning)
  • Periodontal maintenance cleanings
  • Gum disease treatment procedures

Many plans also provide partial coverage for dental implants, bone grafting, and gum recession treatment, though coverage varies by plan. Our team will review your specific benefits and explain your out-of-pocket costs before treatment begins.

Bring Your Insurance Information:

We encourage you to bring your insurance paperwork when you visit our office. Our staff will happily file your claim on your behalf and help you get the best possible reimbursement for your treatment. We’ll also help you understand any pre-authorization requirements for major procedures like dental implants.

Our Dental Financing Options at Rubino Periodontics

Financial constraints should never stand in the way of receiving essential periodontal care or life-changing dental implants. Our team is here to help you overcome these challenges by presenting a range of flexible payment options that fit your budget and lifestyle.

CareCredit® Healthcare Financing

Payment OptionsWe participate with CareCredit, a healthcare financing service designed specifically for medical and dental expenses. CareCredit offers flexible payment plans that make periodontal treatments and dental implants more accessible to patients throughout Manatee and Sarasota Counties.

Benefits of CareCredit:

  • Special financing options with zero interest for six or 12 months (with approved credit)
  • Pay no annual fees
  • Start treatment immediately and pay over time
  • Pay for deductibles and treatment not covered by insurance
  • Use your account for future dental or medical expenses without reapplying
  • Convenient monthly payments that fit your budget

CareCredit is accepted for all procedures at Rubino Periodontics, including gum disease treatment, dental implants, All-on-4® full arch restoration, bone grafting, and gum recession treatment. Applications can be completed online at carecredit.com or at our office with quick approval decisions.

Additional Payment Methods

In addition to CareCredit financing, we accept multiple convenient payment options to make your periodontal care as accessible as possible:

  • Payment OptionsCash
  • Personal checks
  • VISA
  • MasterCard
  • Discover

Our team will work with you to create a payment plan that allows you to receive the treatment you need without financial stress.

Frequently Asked Questions

Our dental team will explain coverage limitations and help explore alternative financing options like CareCredit. We provide transparent cost information upfront and work with patients to find affordable solutions. Multiple financing pathways are available to help bridge coverage gaps, ensuring you can receive the periodontal care or dental implants you need.

During your consultation, our team will review your treatment plan and discuss all available payment options. We’ll help you understand the costs, compare financing terms if needed, and find the solution that best fits your budget and financial situation. Many of our retired patients appreciate the flexibility of spreading payments over time through CareCredit.

Yes! Many patients combine payment methods—such as using insurance coverage for part of the treatment cost and financing the remaining balance through CareCredit. We’ll work with you to structure a payment approach that maximizes your benefits and minimizes out-of-pocket costs.

Yes! CareCredit can be used for all procedures at our practice, including dental implants, All-on-4® full arch restoration, gum recession treatment with the Chao Pinhole® Surgical Technique, and cosmetic periodontal procedures. Special financing terms may be available for larger treatment plans.

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) can be used to pay for qualified dental expenses at Rubino Periodontics, including periodontal disease treatment, dental implants, and related procedures. These funds can sometimes be combined with financing options for comprehensive treatment. Our team can help you understand how to best utilize these benefits.

We understand that many of our patients in the Bradenton, Sarasota, and Sun City Center areas are retired and managing healthcare expenses on fixed incomes. That’s exactly why we offer flexible payment options like CareCredit, accept all insurance plans, and provide our $79 new patient special. Our goal is to make essential periodontal care and dental implants accessible regardless of your financial situation. We’ll work with you to create a payment plan that fits comfortably within your budget.

Affordable Periodontal Care for Patients Throughout Manatee and Sarasota Counties

Ready to find dental financing that works for your budget? Contact Rubino Periodontics & Implant Dentistry today at Sarasota/Lakewood Ranch 941-201-3055 • Bradenton 941-209-5052 • Sun City Center 813-331-5845. We provide practical payment solutions for patients from Palmetto, Ellenton, Parrish, Venice, and beyond.

Our experienced staff will walk you through insurance verification, financing applications, and payment options in clear, straightforward terms. We’re committed to helping retirees and families access the periodontal care and dental implant treatments they need to maintain healthy, confident smiles.